Carrying an actual wallet is so 2015. The world is now moving onto digital wallets, because you’re already holding your phone all the time, why not pay with it?
Apple Pay and Samsung Pay only live on phones made by those respective companies, but a lot of Android users may be unaware that Google Pay lives on most Android devices. And now that Google’s offering is the first app to offer Mobile Myki, a phone-based way to pay for travel in Melbourne, it’s a handy time to get acquainted.
Google Pay works in roughly the same way as all the other digital wallet apps; download the app, upload the details of your compatible credit, debit, travel or gift card, and then start paying with it. Unlike Samsung and Apple, though, it works in much the same way as your credit card. Payments under $100 are just tap and go, and you’ll use your PIN or unlock pattern for larger payments. Apple and Samsung both require the use of your biometric security for all payments, regardless of size.
Like Apple and Samsung, though, the phone doesn’t store your card details. Just a token, for security purposes.